{"id":1099,"date":"2026-07-08T11:34:55","date_gmt":"2026-07-08T11:34:55","guid":{"rendered":"https:\/\/opture.com\/?page_id=1099"},"modified":"2026-09-10T22:55:19","modified_gmt":"2026-09-10T22:55:19","slug":"versicherungen","status":"publish","type":"page","link":"https:\/\/opture.com\/zh\/branchen\/versicherungen\/","title":{"rendered":"\u4fdd\u9669"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1099\" class=\"elementor elementor-1099\" data-elementor-settings=\"{&quot;element_pack_global_tooltip_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-843430b e-flex e-con-boxed e-con e-parent\" data-id=\"843430b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f671b41 e-con-full e-flex e-con e-child\" data-id=\"f671b41\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-feca893 elementor-widget elementor-widget-breadcrumbs\" data-id=\"feca893\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/opture.com\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86cc30c elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"86cc30c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:240}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Auditfestes Governance- und Risikomanagement f\u00fcr die Assekuranz<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72c9d1c elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"72c9d1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:320}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c8e24f ui-e-align-left elementor-widget__width-initial ui-e-align-tablet-left ui-e-align-mobile-left ui-e-top elementor-widget elementor-widget-uicore-icon-box\" data-id=\"5c8e24f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;position&quot;:&quot;top&quot;,&quot;content_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-widget_type=\"uicore-icon-box.default\"><div class=\"ui-e-ico-box\"><div class=\"ui-e-box-content\"><div class=\"ui-e-description\"><p data-path-to-node=\"4\"><span data-path-to-node=\"1,0\">Die<a href=\"https:\/\/opture.com\/loesungen\/regulatory-operating-system\/\"> OPTURE RegOS<\/a> Plattform erm\u00f6glicht Assekuranzunternehmen eine <b data-path-to-node=\"1,0\" data-index-in-node=\"65\">skalierbare, auditfeste Steuerung<\/b> finanzieller, regulatorischer und digitaler Risiken<\/span><span data-path-to-node=\"1,2\">. Simulationsbasierte Modelle sch\u00fctzen das Eigenkapital nachhaltig, automatisieren komplexe Compliance-Meldepflichten und st\u00e4rken die <b data-path-to-node=\"1,2\" data-index-in-node=\"134\">unternehmensweite Governance<\/b> \u00fcber alle Sparten hinweg<\/span><span data-path-to-node=\"1,4\">.<\/span><\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5048394 elementor-invisible elementor-widget elementor-widget-button\" data-id=\"5048394\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/opture.com\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\"> Kontaktieren Sie uns<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f1bdbd6 e-flex e-con-boxed e-con e-parent\" data-id=\"f1bdbd6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-79b1065 e-con-full e-flex e-con e-child\" data-id=\"79b1065\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f52198d elementor-widget elementor-widget-heading\" data-id=\"f52198d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">AUFSICHTSSICHERHEIT F\u00dcR VERSICHERUNGSUNTERNEHMEN<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28cfb8c elementor-widget elementor-widget-heading\" data-id=\"28cfb8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Versicherungsprozesse belastbar absichern<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33bec00 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"33bec00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"10\">Wie Assekuranzunternehmen Solvency II Anforderungen, IT Sicherheitsrisiken, regulatorische Vorgaben und komplexe Compliance Pflichten mit integrierter Plattformtechnologie und modernem Risikomanagement transparent, datenbasiert und resilient steuern.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d09e39 ui-e-align-left ui-e-align-tablet-left ui-e-left ui-e-align-mobile-left elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-uicore-icon-box\" data-id=\"5d09e39\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;position&quot;:&quot;left&quot;,&quot;content_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-widget_type=\"uicore-icon-box.default\">\n\t\t\t\t\t\n        <div class=\"ui-e-ico-box\" >\n\n            \n            <div class='ui-e-flex-wrp'>\n\n                                    <div class=\"ui-e-icon-wrp\">\n\n                        <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-shield-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M466.5 83.7l-192-80a48.15 48.15 0 0 0-36.9 0l-192 80C27.7 91.1 16 108.6 16 128c0 198.5 114.5 335.7 221.5 380.3 11.8 4.9 25.1 4.9 36.9 0C360.1 472.6 496 349.3 496 128c0-19.4-11.7-36.9-29.5-44.3zM256.1 446.3l-.1-381 175.9 73.3c-3.3 151.4-82.1 261.1-175.8 307.7z\"><\/path><\/svg>\n                    <\/div>\n                \n                \n            <\/div>\n\n            <div class=\"ui-e-box-content\">\n                <div class=\"ui-e-title-wrp\"><h5 class=\"ui-e-title\">Strenge Aufsicht &amp; Kapitalvorgaben<\/h5><\/div>\n                <div class=\"ui-e-description\">\n                    <p data-path-to-node=\"11,0,0\"><span data-path-to-node=\"5,0\">Regulatorische Pflichten wie Solvency II, ORSA und MaGo erfordern l\u00fcckenlose Nachweise sowie eine pr\u00e4zise kalkulierte Risikotragf\u00e4higkeit des gesamten Konzerns<\/span><span data-path-to-node=\"5,2\">.<\/span><\/p>                <\/div>\n\n                \n            <\/div>\n        <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cac567 ui-e-align-left ui-e-align-tablet-left ui-e-left ui-e-align-mobile-left elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-uicore-icon-box\" data-id=\"6cac567\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;position&quot;:&quot;left&quot;,&quot;content_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-widget_type=\"uicore-icon-box.default\">\n\t\t\t\t\t\n        <div class=\"ui-e-ico-box\" >\n\n            \n            <div class='ui-e-flex-wrp'>\n\n                                    <div class=\"ui-e-icon-wrp\">\n\n                        <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-cog\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M487.4 315.7l-42.6-24.6c4.3-23.2 4.3-47 0-70.2l42.6-24.6c4.9-2.8 7.1-8.6 5.5-14-11.1-35.6-30-67.8-54.7-94.6-3.8-4.1-10-5.1-14.8-2.3L380.8 110c-17.9-15.4-38.5-27.3-60.8-35.1V25.8c0-5.6-3.9-10.5-9.4-11.7-36.7-8.2-74.3-7.8-109.2 0-5.5 1.2-9.4 6.1-9.4 11.7V75c-22.2 7.9-42.8 19.8-60.8 35.1L88.7 85.5c-4.9-2.8-11-1.9-14.8 2.3-24.7 26.7-43.6 58.9-54.7 94.6-1.7 5.4.6 11.2 5.5 14L67.3 221c-4.3 23.2-4.3 47 0 70.2l-42.6 24.6c-4.9 2.8-7.1 8.6-5.5 14 11.1 35.6 30 67.8 54.7 94.6 3.8 4.1 10 5.1 14.8 2.3l42.6-24.6c17.9 15.4 38.5 27.3 60.8 35.1v49.2c0 5.6 3.9 10.5 9.4 11.7 36.7 8.2 74.3 7.8 109.2 0 5.5-1.2 9.4-6.1 9.4-11.7v-49.2c22.2-7.9 42.8-19.8 60.8-35.1l42.6 24.6c4.9 2.8 11 1.9 14.8-2.3 24.7-26.7 43.6-58.9 54.7-94.6 1.5-5.5-.7-11.3-5.6-14.1zM256 336c-44.1 0-80-35.9-80-80s35.9-80 80-80 80 35.9 80 80-35.9 80-80 80z\"><\/path><\/svg>\n                    <\/div>\n                \n                \n            <\/div>\n\n            <div class=\"ui-e-box-content\">\n                <div class=\"ui-e-title-wrp\"><h5 class=\"ui-e-title\">Finanzielle Marktrisiken<\/h5><\/div>\n                <div class=\"ui-e-description\">\n                    <p data-path-to-node=\"11,1,0\"><span data-path-to-node=\"7,0\">Schwankende Zinsen und volatile Aktienm\u00e4rkte belasten das Anlageergebnis kontinuierlich, weshalb mangelnde Transparenz bei den Solvabilit\u00e4tsanforderungen hohe wirtschaftliche Gefahren birgt<\/span><span data-path-to-node=\"7,2\">.<\/span><\/p>                <\/div>\n\n                \n            <\/div>\n        <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bf4291 ui-e-align-left ui-e-align-tablet-left ui-e-left ui-e-align-mobile-left elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-uicore-icon-box\" data-id=\"9bf4291\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;position&quot;:&quot;left&quot;,&quot;content_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-widget_type=\"uicore-icon-box.default\">\n\t\t\t\t\t\n        <div class=\"ui-e-ico-box\" >\n\n            \n            <div class='ui-e-flex-wrp'>\n\n                                    <div class=\"ui-e-icon-wrp\">\n\n                        <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-key\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M512 176.001C512 273.203 433.202 352 336 352c-11.22 0-22.19-1.062-32.827-3.069l-24.012 27.014A23.999 23.999 0 0 1 261.223 384H224v40c0 13.255-10.745 24-24 24h-40v40c0 13.255-10.745 24-24 24H24c-13.255 0-24-10.745-24-24v-78.059c0-6.365 2.529-12.47 7.029-16.971l161.802-161.802C163.108 213.814 160 195.271 160 176 160 78.798 238.797.001 335.999 0 433.488-.001 512 78.511 512 176.001zM336 128c0 26.51 21.49 48 48 48s48-21.49 48-48-21.49-48-48-48-48 21.49-48 48z\"><\/path><\/svg>\n                    <\/div>\n                \n                \n            <\/div>\n\n            <div class=\"ui-e-box-content\">\n                <div class=\"ui-e-title-wrp\"><h5 class=\"ui-e-title\">Digitale Schadenprozesse<\/h5><\/div>\n                <div class=\"ui-e-description\">\n                    <p data-path-to-node=\"11,2,0\"><span data-path-to-node=\"9,0\">KI-Tarifierungen und Cloud-Systeme steigern die Effizienz, erfordern durch die vergr\u00f6\u00dferte Cyber-Angriffsfl\u00e4che jedoch zwingend hochmoderne IT-Governance-Strukturen<\/span><span data-path-to-node=\"9,2\">.<\/span><\/p>                <\/div>\n\n                \n            <\/div>\n        <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b49a8ef e-con-full e-flex e-con e-child\" data-id=\"b49a8ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b0a7d53 elementor-widget elementor-widget-heading\" data-id=\"b0a7d53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Branchenprofil &amp; regulatorische Ausgangslage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd48efe elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"fd48efe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Das Versicherungswesen unterliegt strengen Aufsichtsrichtlinien wie Solvency II, VAIT, MaGo, DORA, AI Act, AMLA und detaillierten ESG-Reportings.<\/span><\/p><p><span style=\"font-weight: 400;\">Laufend steigende Anforderungen an eine l\u00fcckenlose Dokumentation und permanente Auditf\u00e4higkeit lassen sich im volatilen Marktumfeld nur durch vollst\u00e4ndige digitale Transparenz \u00fcber alle Verantwortlichkeiten sicher bew\u00e4ltigen.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e25949e inhalt e-flex e-con-boxed e-con e-parent\" data-id=\"e25949e\" data-element_type=\"container\" data-e-type=\"container\" id=\"inhalt\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2cb4fb9 e-con-full e-flex e-con e-child\" data-id=\"2cb4fb9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d80d8cd e-con-full e-flex e-con e-child\" data-id=\"d80d8cd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:100,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35f76eb elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"35f76eb\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"opture-toc\" data-settings=\"{&quot;container&quot;:&quot;#inhalt&quot;,&quot;exclude_headings_by_selector&quot;:[],&quot;marker_view&quot;:&quot;bullets&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;no_headings_message&quot;:&quot;Keine Inhalte gefunden.&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tInhalt\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__35f76eb\" aria-expanded=\"true\" aria-label=\"Inhaltsverzeichnis \u00f6ffnen\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__35f76eb\" aria-expanded=\"true\" aria-label=\"Inhaltsverzeichnis schlie\u00dfen\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__35f76eb\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e82450 e-con-full e-flex e-con e-child\" data-id=\"5e82450\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46a385a elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"46a385a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-path-to-node=\"1\">Wie Versicherungsunternehmen die digitale Risikotransformation erfolgreich meistern<\/h2><h3 data-path-to-node=\"2\">Finanzielle Volatilit\u00e4t und steigender Druck auf die Eigenmittel<\/h3><p id=\"p-rc_a25bca64528c4815-144\" data-path-to-node=\"3\"><span data-path-to-node=\"3,0\">Die Assekuranz durchlebt eine tiefgreifende Transformation<\/span><span data-path-to-node=\"3,2\">. Schwankende Zinsen, volatile Aktienm\u00e4rkte und unvorhersehbare Gro\u00dfsch\u00e4den belasten die Eigenmittel sowie die Risikotragf\u00e4higkeit der Unternehmen massiv<\/span><span data-path-to-node=\"3,4\">. Eine fr\u00fchzeitige quantitative Simulation komplexer Solvabilit\u00e4tsrisiken sichert in diesem dynamischen Marktumfeld die finanzielle Stabilit\u00e4t und verhindert folgenschwere Kapitalengp\u00e4sse<\/span><span data-path-to-node=\"3,6\">. Traditionelle Ans\u00e4tze sto\u00dfen hier an ihre Grenzen, weshalb ein integriertes Enterprise Risk Management die notwendige Transparenz schafft<\/span><span data-path-to-node=\"3,8\">.<\/span><\/p><h3 data-path-to-node=\"4\">Regulatorische Dynamik durch Solvency II und versch\u00e4rfte Aufsichtsstandards<\/h3><p data-path-to-node=\"5\"><span data-path-to-node=\"6,0\">Eine weitreichende Welle neuer Richtlinien fordert die gesamte Versicherungsbranche heraus<\/span><span data-path-to-node=\"6,2\">. Aufsichtsstandards wie Solvency II, ORSA, MaGo und die VAIT-Vorgaben verlangen absolute Transparenz im gesamten Gesch\u00e4ftsbetrieb<\/span><span data-path-to-node=\"6,4\">. Diese strengen Compliance-Vorgaben greifen tief in das allt\u00e4gliche Risikomanagement, das aufsichtsrechtliche Meldewesen sowie in die strategische Kapitalanlageplanung ein<\/span><span data-path-to-node=\"6,6\">.<\/span><\/p><blockquote data-path-to-node=\"6\"><p data-path-to-node=\"6,0\">\u201e<span data-path-to-node=\"1,0,0\">Wer ESG-, Compliance- und Solvabilit\u00e4tsrisiken heute noch isoliert in Excel-Listen verwaltet, riskiert neben empfindlichen Strafzahlungen der Aufsichtsbeh\u00f6rden auch massive Einbu\u00dfen bei der Eigenkapitalausstattung sowie dem gesamten Anlageportfolio<\/span><span data-path-to-node=\"1,0,2\">.<\/span>.\u201c<\/p><\/blockquote><h3 data-path-to-node=\"0,0\">Datensilos aufbrechen f\u00fcr eine sparten\u00fcbergreifende Risikoaggregation<\/h3><p data-path-to-node=\"8\"><span data-path-to-node=\"1,0\">Isolierte Software-Silos bilden eine kritische Schwachstelle in Versicherungsgruppen, wenn Aktuare, Compliance-Teams und das Asset-Management getrennt voneinander ohne direkte Verbindung zu aktuellen Solvabilit\u00e4tsvorgaben arbeiten<\/span><span data-path-to-node=\"1,2\">. Diese fehlende informationstechnische Vernetzung blockiert eine valide Risikoaggregation \u00fcber alle Sparten hinweg und macht strategische Vorstandsentscheidungen zum riskanten Blindflug<\/span><span data-path-to-node=\"1,4\">. Die <strong>OPTURE <a href=\"https:\/\/opture.com\/loesungen\/regulatory-operating-system\/\">RegOS<\/a><\/strong> Plattform ersetzt diesen un\u00fcbersichtlichen Datenteppich durch eine zentrale, unternehmensweite <strong>Single Source of Truth<\/strong> f\u00fcr maximale regulatorische Transparenz und absolute Audit-Sicherheit<\/span><span data-path-to-node=\"1,6\">.<\/span><\/p><h2 data-path-to-node=\"10\">Die zentralen Top Risiken der Assekuranz und ihre gezielte Minimierung<\/h2><h3 data-path-to-node=\"11\">Kapitalmarkt und Zinsrisiken pr\u00e4zise steuern<\/h3><p data-path-to-node=\"12\"><span data-path-to-node=\"3,0\">Schwankende <b data-path-to-node=\"3,0\" data-index-in-node=\"12\">Zinsm\u00e4rkte<\/b>, volatile <b data-path-to-node=\"3,0\" data-index-in-node=\"33\">Aktienkurse<\/b> und komplexe <b data-path-to-node=\"3,0\" data-index-in-node=\"58\">Solvabilit\u00e4tsvorgaben<\/b> bedrohen die finanzielle Stabilit\u00e4t von Versicherungsportfolios<\/span><span data-path-to-node=\"3,2\">. Die Software <strong>OPTURE <a href=\"https:\/\/opture.com\/loesungen\/risikomanagement\/\">ERM<\/a> Advanced<\/strong> berechnet diese Gefahren \u00fcber stochastische Monte-Carlo-Simulationen vollautomatisch<\/span><span data-path-to-node=\"3,4\">. Das Management \u00fcberblickt drohende Verletzungen der Solvency-Kennzahlen in Echtzeit und ermittelt den exakten Eigenkapitalpuffer per Mausklick<\/span><span data-path-to-node=\"3,6\">.<\/span><\/p><h3 data-path-to-node=\"5,0\">Schadenvolatilit\u00e4t und Naturgefahren souver\u00e4n beherrschen<\/h3><p data-path-to-node=\"14\"><span data-path-to-node=\"6,0\">Zunehmende Extremwetterereignisse, kumulierte Gro\u00dfsch\u00e4den sowie unkalkulierbare <b data-path-to-node=\"6,0\" data-index-in-node=\"80\">Preisschwankungen bei der Schadenregulierung<\/b> belasten die Schadenquoten<\/span><span data-path-to-node=\"6,2\">. Das akute <b data-path-to-node=\"6,2\" data-index-in-node=\"12\">Ausfallrisiko von R\u00fcckversicherungspartnern<\/b> gef\u00e4hrdet die risikotragende Substanz zus\u00e4tzlich<\/span><span data-path-to-node=\"6,4\">. Die integrierte Plattformtechnologie verkn\u00fcpft detaillierte Exposure-Analysen direkt mit modernen R\u00fcckversicherungsmodellen f\u00fcr eine l\u00fcckenlose, auditfeste \u00dcberwachung<\/span><span data-path-to-node=\"6,6\">.<\/span><\/p><h3 data-path-to-node=\"15\">Regulatorische Vorgaben und Reputationsrisiken kontrollieren<\/h3><p data-path-to-node=\"16\"><span data-path-to-node=\"1,0\">Umfassende Nachhaltigkeitskriterien und strenge ESG-Meldepflichten fordern das moderne Versicherungswesen stark<\/span><span data-path-to-node=\"1,2\">. Zu den kritischen Feldern geh\u00f6ren sechstens <b data-path-to-node=\"1,2\" data-index-in-node=\"46\">Regulatorische Risiken<\/b> durch versch\u00e4rfte Aufsichtsstandards sowie siebtens tiefgreifende <b data-path-to-node=\"1,2\" data-index-in-node=\"135\">Reputationsrisiken<\/b> bei unzureichender Governance-Transparenz<\/span><span data-path-to-node=\"1,4\">. Das zentrale <strong>OPTURE <a href=\"https:\/\/opture.com\/loesungen\/compliance-com\/\">Compliance<\/a><\/strong>-Modul automatisiert die Einhaltung aller rechtlichen Vorgaben l\u00fcckenlos<\/span><span data-path-to-node=\"1,6\">. Ein integriertes Hinweisgebersystem gew\u00e4hrleistet zudem die sichere Erfassung von internen Compliance-Verst\u00f6\u00dfen, um das Marktvertrauen dauerhaft zu sch\u00fctzen<\/span><span data-path-to-node=\"1,8\">.<\/span><\/p><h3 data-path-to-node=\"17\">Operative Prozess und Automatisierungsrisiken sicher steuern<\/h3><p data-path-to-node=\"18\"><span data-path-to-node=\"4,0\">Die Umstellung auf KI-gest\u00fctzte Tarifierungen und rein digitale Schadenprozesse birgt vielschichtige operationelle Gefahren<\/span><span data-path-to-node=\"4,2\">. Im laufenden Gesch\u00e4ftsbetrieb drohen achtens folgenschwere <b data-path-to-node=\"4,2\" data-index-in-node=\"61\">Prozess und Automatisierungsrisiken<\/b> beim Ausfall kritischer Cloud-Systeme sowie neuntens weitreichende <b data-path-to-node=\"4,2\" data-index-in-node=\"164\">Qualit\u00e4tsrisiken<\/b> innerhalb der automatisierten Sachbearbeitung<\/span><span data-path-to-node=\"4,4\">. Die integrierte Risiko-Plattform (<strong>OPTURE <a href=\"https:\/\/opture.com\/loesungen\/risikomanagement\/\">ERM<\/a><\/strong>) verkn\u00fcpft operative Daten nahtlos mit dem internen Kontrollsystem (<strong>OPTURE <a href=\"https:\/\/opture.com\/loesungen\/internes-kontroll-system-iks\/\">IKS<\/a><\/strong>)<\/span><span data-path-to-node=\"4,6\">. Verantwortliche Manager planen Prozessstrukturen dadurch vorausschauend sowie risikoadjustiert, was die organisatorische Resilienz maximiert<\/span><span data-path-to-node=\"4,8\">.<\/span><\/p><h2 data-path-to-node=\"20\">Digitale Resilienz als zukunftssichere Basis<\/h2><h3 data-path-to-node=\"21\">IT Sicherheit f\u00fcr Kernsysteme und Cloud Infrastrukturen nach NIS2 und VAIT<\/h3><p data-path-to-node=\"22\"><span data-path-to-node=\"3,0\">Vernetzte IT-Plattformen und automatisierte Schadenportale steigern die operative Effizienz, erweitern jedoch die Angriffsfl\u00e4che f\u00fcr Cyber-Attacken sp\u00fcrbar<\/span><span data-path-to-node=\"3,2\">. Die Anwendung <strong>OPTURE <a href=\"https:\/\/opture.com\/loesungen\/isms-cyber-security\/\">ISMS<\/a><\/strong> bildet die geforderte Informationssicherheit vollkommen NIS2- und VAIT-konform ab<\/span><span data-path-to-node=\"3,4\">. Das System deckt Schwachstellen in den digitalen Assets auf, orchestriert pr\u00e4ventive Abwehrma\u00dfnahmen und stellt die gesetzliche Echtzeit-Meldef\u00e4higkeit bei IT-Sicherheitsvorf\u00e4llen sicher<\/span><span data-path-to-node=\"3,6\">.<\/span><\/p><h3 data-path-to-node=\"23\">DSGVO Konformit\u00e4t f\u00fcr sensible Kunden und Vertragsdaten<\/h3><p data-path-to-node=\"24\"><span data-path-to-node=\"6,0\">Assekuranzunternehmen verarbeiten t\u00e4glich hochsensible personenbezogene Informationen, Bonit\u00e4tsdaten und Vertragsakten<\/span><span data-path-to-node=\"6,2\">. Die L\u00f6sung <strong>OPTURE <a href=\"https:\/\/opture.com\/loesungen\/datenschutzmanagement-system-dsms\/\">DSMS<\/a><\/strong> automatisiert die Erstellung rechtssicherer Verarbeitungsverzeichnisse und koordiniert alle L\u00f6schkonzepte fehlerfrei<\/span><span data-path-to-node=\"6,4\">. Diese digitale Governance garantiert eine l\u00fcckenlose Einhaltung der DSGVO, wodurch Versicherungskonzerne kostspielige Bu\u00dfgelder sowie bleibende Reputationssch\u00e4den proaktiv verhindern<\/span><span data-path-to-node=\"6,6\">.<\/span><\/p><h2 data-path-to-node=\"26\">Risikosteuerung f\u00fcr Versicherer mit OPTURE RegOS<\/h2><h3 data-path-to-node=\"27\">Use Case 1: Solvency-Risiken und Kapitalanforderungen steuern<\/h3><p data-path-to-node=\"28\">Versicherer m\u00fcssen <strong data-start=\"296\" data-end=\"368\">Solvency-II-Anforderungen, ORSA, MaGo, Kapitalmarkt- und Zinsrisiken<\/strong> transparent abbilden. Marktvolatilit\u00e4t, Spread-Risiken, Schadenvolatilit\u00e4t und Naturgefahren wirken direkt auf Solvabilit\u00e4t, Kapitalanforderungen und Risikotragf\u00e4higkeit. Mit <strong data-start=\"544\" data-end=\"560\">OPTURE <a href=\"https:\/\/opture.com\/loesungen\/regulatory-operating-system\/\">RegOS<\/a><\/strong> und <strong data-start=\"565\" data-end=\"588\">OPTURE <a href=\"https:\/\/opture.com\/loesungen\/risikomanagement\/\">ERM<\/a> Advanced<\/strong> werden Risiken, Szenarien, Stresstests und Kapitalmodelle in einer integrierten Plattform geb\u00fcndelt.<\/p><h3 class=\"PDq2pG_selectionAnchorContainer\" data-section-id=\"9710iw\" data-start=\"691\" data-end=\"770\"><span role=\"text\">Use Case 2: Compliance, IT-Sicherheit und Risiko-Reviews automatisiere<strong data-start=\"695\" data-end=\"770\">n<\/strong><\/span><\/h3><p data-path-to-node=\"6\">Steigende Anforderungen aus <strong data-start=\"800\" data-end=\"875\">VAIT, ESG-Reporting, NIS2, IT-Sicherheit und regulatorischer Compliance<\/strong> erh\u00f6hen den Dokumentations- und Pr\u00fcfaufwand f\u00fcr Versicherungen. Mit <strong data-start=\"944\" data-end=\"960\">OPTURE <a href=\"https:\/\/opture.com\/loesungen\/regulatory-operating-system\/\">RegOS<\/a><\/strong> werden Risiken, Ma\u00dfnahmen, Compliance-Kontrollen, Meldeprozesse und Audit-Nachweise zentral dokumentiert. Das schafft Transparenz, reduziert manuelle Abstimmungen und st\u00e4rkt eine auditfeste Versicherungs-Governance.<\/p><blockquote data-path-to-node=\"31\"><p data-path-to-node=\"31,0\"><span data-path-to-node=\"2,0,0\">\u201eOPTURE <a href=\"https:\/\/opture.com\/loesungen\/regulatory-operating-system\/\">RegOS<\/a> unterst\u00fctzt Versicherer dabei, Solvency-Risiken, Kapitalmarktrisiken, Cyberrisiken und Compliance-Pflichten zentral zu bewerten, auditf\u00e4hig zu dokumentieren und resilient zu steuern.<\/span>\u201c<\/p><\/blockquote>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5cd4aa e-flex e-con-boxed e-con e-parent\" data-id=\"b5cd4aa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ac04f15 e-con-full e-flex e-con e-child\" data-id=\"ac04f15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6dc22d0 elementor-widget elementor-widget-heading\" data-id=\"6dc22d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">FAQ<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df21f8a elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"df21f8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Alles \u00fcber die OPTURE Plattform f\u00fcr Versicherungs-<br>unternehmen auf einen Blick<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aa2e22 elementor-widget elementor-widget-button\" data-id=\"7aa2e22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/opture.com\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontaktieren Sie uns<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a3b83e8 e-con-full e-flex e-con e-child\" data-id=\"a3b83e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3232c5 ui-e-animation-acc-basic ui-e-animation-ico-fade elementor-widget elementor-widget-uicore-accordion\" data-id=\"e3232c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;collapsible&quot;:&quot;true&quot;,&quot;active_hash&quot;:&quot;no&quot;,&quot;accordion_animation&quot;:&quot;ui-e-animation-acc-basic&quot;}\" data-widget_type=\"uicore-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"ui-e-accordion\" >\n\n                            <div class=\"ui-e-accordion-item ui-e-item\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"ui-e-acc-1\" id=\"ui-e-wie-unterstuetzt-opture-versicherer-im-risikomanagement\">\n\n                    <h4 class=\"ui-e-accordion-title ui-e-title ui-right\">\n\n                                                    <span class=\"ui-e-accordion-icon ui-e-icon ui-e-right\" aria-hidden=\"true\">\n\n                                <span class=\"ui-e-accordion-icon-closed\">\n                                    <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>                                <\/span>\n\n                                                                    <span class=\"ui-e-accordion-icon-opened\">\n                                        <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>                                    <\/span>\n                                \n                            <\/span>\n                        \n                                                <span class=\"ui-e-accordion-title-text ui-e-title-text\" >\n                                                        Wie unterst\u00fctzt OPTURE Versicherer im Risikomanagement?                        <\/span>\n\n                    <\/h4>\n\n                    <div class=\"ui-e-accordion-content ui-e-content\" style=\"display:none;\" aria-labelledby=\"ui-e-wie-unterstuetzt-opture-versicherer-im-risikomanagement\" id=\"ui-e-acc-1\">\n                        <p data-path-to-node=\"6\">Die OPTURE <a href=\"https:\/\/opture.com\/loesungen\/regulatory-operating-system\/\">RegOS<\/a> Plattform automatisiert die sparten\u00fcbergreifende <b data-path-to-node=\"2\" data-index-in-node=\"53\">Risikoaggregation<\/b> und vereinfacht komplexe Solvency II sowie ORSA-Berechnungen sp\u00fcrbar. Simulationsbasierte Analysen sichern die risikotragenden Eigenmittel vorausschauend ab.<\/p>                    <\/div>\n\n                <\/div>\n                            <div class=\"ui-e-accordion-item ui-e-item ui-open\" role=\"button\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"ui-e-acc-2\" id=\"ui-e-wie-unterstuetzt-opture-isms-die-nis2-und-vait-compliance\">\n\n                    <h4 class=\"ui-e-accordion-title ui-e-title ui-right\">\n\n                                                    <span class=\"ui-e-accordion-icon ui-e-icon ui-e-right\" aria-hidden=\"true\">\n\n                                <span class=\"ui-e-accordion-icon-closed\">\n                                    <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>                                <\/span>\n\n                                                                    <span class=\"ui-e-accordion-icon-opened\">\n                                        <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>                                    <\/span>\n                                \n                            <\/span>\n                        \n                                                <span class=\"ui-e-accordion-title-text ui-e-title-text\" >\n                                                        Wie unterst\u00fctzt OPTURE ISMS die NIS2 und VAIT Compliance?                        <\/span>\n\n                    <\/h4>\n\n                    <div class=\"ui-e-accordion-content ui-e-content\" style=\"\" aria-labelledby=\"ui-e-wie-unterstuetzt-opture-isms-die-nis2-und-vait-compliance\" id=\"ui-e-acc-2\">\n                        <p data-path-to-node=\"7\">Die OPTURE <a href=\"https:\/\/opture.com\/loesungen\/isms-cyber-security\/\">ISMS<\/a> Anwendung bildet digitale Schwachstellen, IT-Audits und Sicherheitsma\u00dfnahmen durchgehend gesetzeskonform ab. Das System gew\u00e4hrleistet die rechtlich geforderte <b data-path-to-node=\"4\" data-index-in-node=\"163\">Echtzeit Meldef\u00e4higkeit<\/b> bei Cyber Vorf\u00e4llen.<\/p>                    <\/div>\n\n                <\/div>\n                            <div class=\"ui-e-accordion-item ui-e-item\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"ui-e-acc-3\" id=\"ui-e-wie-unterstuetzt-opture-die-esg-compliance-in-der-assekuranz\">\n\n                    <h4 class=\"ui-e-accordion-title ui-e-title ui-right\">\n\n                                                    <span class=\"ui-e-accordion-icon ui-e-icon ui-e-right\" aria-hidden=\"true\">\n\n                                <span class=\"ui-e-accordion-icon-closed\">\n                                    <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>                                <\/span>\n\n                                                                    <span class=\"ui-e-accordion-icon-opened\">\n                                        <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>                                    <\/span>\n                                \n                            <\/span>\n                        \n                                                <span class=\"ui-e-accordion-title-text ui-e-title-text\" >\n                                                        Wie unterst\u00fctzt OPTURE die ESG Compliance in der Assekuranz?                        <\/span>\n\n                    <\/h4>\n\n                    <div class=\"ui-e-accordion-content ui-e-content\" style=\"display:none;\" aria-labelledby=\"ui-e-wie-unterstuetzt-opture-die-esg-compliance-in-der-assekuranz\" id=\"ui-e-acc-3\">\n                        <p data-path-to-node=\"8\">Das zentrale OPTURE <a href=\"https:\/\/opture.com\/loesungen\/compliance-com\/\">Compliance<\/a>-Modul b\u00fcndelt alle relevanten Nachhaltigkeitsdaten (OPTURE <a href=\"https:\/\/opture.com\/loesungen\/esg\/\">ESG<\/a>) und automatisiert regulatorische Berichte. Gesetzliche ESG-Anforderungen der Aufsichtsbeh\u00f6rden werden absolut <b data-path-to-node=\"6\" data-index-in-node=\"185\">auditfest nachgewiesen<\/b>.<\/p>                    <\/div>\n\n                <\/div>\n                            <div class=\"ui-e-accordion-item ui-e-item\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"ui-e-acc-4\" id=\"ui-e-wie-unterstuetzt-opture-die-dsgvo-compliance-im-versicherungskonzern\">\n\n                    <h4 class=\"ui-e-accordion-title ui-e-title ui-right\">\n\n                                                    <span class=\"ui-e-accordion-icon ui-e-icon ui-e-right\" aria-hidden=\"true\">\n\n                                <span class=\"ui-e-accordion-icon-closed\">\n                                    <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>                                <\/span>\n\n                                                                    <span class=\"ui-e-accordion-icon-opened\">\n                                        <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>                                    <\/span>\n                                \n                            <\/span>\n                        \n                                                <span class=\"ui-e-accordion-title-text ui-e-title-text\" >\n                                                        Wie unterst\u00fctzt OPTURE die DSGVO Compliance im Versicherungskonzern?                        <\/span>\n\n                    <\/h4>\n\n                    <div class=\"ui-e-accordion-content ui-e-content\" style=\"display:none;\" aria-labelledby=\"ui-e-wie-unterstuetzt-opture-die-dsgvo-compliance-im-versicherungskonzern\" id=\"ui-e-acc-4\">\n                        <p data-path-to-node=\"9\">Die Anwendung OPTURE <a href=\"https:\/\/opture.com\/loesungen\/datenschutzmanagement-system-dsms\/\">DSMS<\/a> erstellt automatisierte Verarbeitungsverzeichnisse f\u00fcr sensible Kunden- und Vertragsdaten. Integrierte L\u00f6schkonzepte verhindern kostspielige Bu\u00dfgelder und <b data-path-to-node=\"8\" data-index-in-node=\"181\">Reputationssch\u00e4den verl\u00e4sslich<\/b>.<\/p>                    <\/div>\n\n                <\/div>\n                    <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Auditfestes Governance- und Risikomanagement f\u00fcr die Assekuranz Die OPTURE RegOS Plattform erm\u00f6glicht Assekuranzunternehmen eine skalierbare, auditfeste Steuerung finanzieller, regulatorischer und digitaler Risiken. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":821,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1099","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ERM Software f\u00fcr Versicherungen | Solvency, ORSA &amp; VAIT<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/opture.com\/zh\/branchen\/versicherungen\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ERM Software f\u00fcr Versicherungen | Solvency, ORSA &amp; VAIT\" \/>\n<meta property=\"og:description\" content=\"Auditfestes Governance- und Risikomanagement f\u00fcr die Assekuranz Die OPTURE RegOS Plattform erm\u00f6glicht Assekuranzunternehmen eine skalierbare, auditfeste Steuerung finanzieller, regulatorischer und digitaler Risiken. 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